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Get a C.L.U.E. Report

When you make an offer on a house, make it contingent on the seller providing a C.L.U.E. report. Comprehensive Loss Underwriting Exchange, hence the name C.L.U.E. report, is an information exchange insurance companies use to obtain prior claim history of personal property as well as automobiles.
Why is the claim history on the house important to […]

Mortgage Protection Plan for First-Time Buyers

With home prices down and interest rates really low, most first-time buyers know this is a great time to buy.  But with the constant news of job losses, many are hesitant to make the move.  To help relieve the pressure, the California Association of REALTORS has started a new mortgage protection plan to benefit first-time buyers. 
C.A.R. president, […]

Disclosures Regarding the Neighborhood

When it comes to buying and selling real estate, California has more disclosures than Heinz has pickles.  But they should not be taken lightly and are there to protect both the buyer and the seller.  Buyers may not take two of them as seriously as they should.  They are the Neighborhood Noise Sources disclosure and […]

Mold Inspection Dogs

I knew the deal was in trouble when the property inspector with the mold detector dogs would not bring his dogs in the house because he was afraid the dogs would catch something from all the cock roaches.   It was advertised as a cosmetic fixer, but this unit was really in need of reconstructive surgery.  The […]